News: Equity markets are volatile due to the US-Iran conflict, prompting investors to consider corporate fixed deposits (FDs). Shriram Finance offers rates from 7% to 7.60%, Mahindra Finance from 6.60% to 7%, PNB Housing Finance from 6.60% to 6.90%, LIC Housing Finance from 6.70% to 6.90%, Sundaram Home Finance from 6.70% to 7.15%, Bajaj Finance from 6.60% to 6.95%, and ICICI Home Finance from 6.75% to 7%. NBFCs and HFCs typically offer 1-2% higher rates than major banks. Credit ratings (AAA, AA+, etc.) are important indicators of payout dependability.
AI Analysis: The shift towards corporate FDs indicates a risk-off sentiment among investors seeking safer, fixed-income alternatives amidst equity market uncertainty. Higher rates offered by NBFCs/HFCs come with potentially higher risk, necessitating careful consideration of credit ratings.
